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Pet Insurance
Pet Insurance
Paw-someness with plans starting ₹169*
Comprehensive coverage for all your furry friends
Coverage Highlights
Key Benefits
Comprehensive Coverage
Includes vet fees, surgeries, and illness-related treatments
Affordable Premiums
Flexible and tailored plans for pets of all types
Emergency Care Support
Coverage for emergencies and unexpected treatments
Multiple pets covered
Our plans cover multiple pets, providing all-round protection for your beloved cats and dogs
Note
*Annual Premium for small dog aged 1 year for surgery cover of INR 10,000 starts at INR 169
Inclusions
What's covered?Surgery & Fracture Expenses Covered
Pays agreed amount in case of Surgical expenses incurred for the insured pet during the Policy Period
Hospitalisation Covered
Pays agreed amount in case of in-patient treatment for an Illness or an Injury to the insured pet, carried out in a veternary Hospital
Mortality Benefit Cover
Pays agreed amount in case of death of insured pet due to Illness, Accident or as a result of the Vet putting insured pet to sleep in order to alleviate its incurable and inhumane suffering due to an Illness or Accident
Terminal Diseases Cover
Pays agreed amount in case the pet is diagnosed as suffering from any of the Terminal diseases
Long Term Care Cover
Pays agreed amount in case the pet is diagnosed as suffering from any of the Illnesses and require long term care
OPD Cover
Pays agreed amount for treatment of your pet, carried out by a vet at his/her Veterinary Clinic, upto the amount of INR 30,000
Third Party Liability Cover
Pays agreed amount for defending the claims lodged against the Insured is absolved of the legal liability by a competent Court or Tribunal
Theft/Lost/Straying Cover
Pays agreed amount for permanent loss as a result of your pet being lost or stolen or strayed and no recovery having been made after 45 days despite appropriate attempts to trace the pet including advertising and reward
Note
Please read policy wording for detailed terms and conditions.
Exclusions
What's Not CoveredPre-existing medical conditions
Non-veterinary treatments or care
Cosmetic or elective procedures
Routine check-ups or vaccinations outside the policy scope
Glaucoma related claim
Any claim related to Glaucoma shall not be payable
Death due to lack of vaccination
if the insured dog is put to sleep due to aggression unless this can be attributed to an Illness and can be certified by a Veterinary Doctor
Surgeries/Hospitalisations
Any Surgeries/Hospitalisation which are not necessitated due to any Accident/Illness
Note
Please read policy wording for detailed terms and conditions
Additional Services
What else can you get?Vaccination
Covers failure of vaccination
Discounts
Avail exciting discounts like RFID discount, Medical Report discount, etc
Note
Please read policy wording for detailed terms and conditions
Why Choose Us
Awards
COMPARE TABLE
Find the best coverage options side by side, tailored to your needs.
| Coverage Name |
Sum Insured |
Short Term |
Long Term |
|---|---|---|---|
| Surgery Expenses Cover | INR 10,000 - INR 3,00,000 | Yes | Yes |
| Hospitalisation Expenses Cover | INR 5,000 - INR 50,000 | Yes | Yes |
| Mortality Benefit Cover | Varies for each pet | Yes | Yes |
| Terminal Diseases Cover | INR 5,000 - INR 50,000 | No | Yes |
| Long-Term Care Cover | INR 5,000 - INR 50,000 | No | Yes |
| OPD Cover | INR 30,000 | Yes | Yes |
| Third Party Liability Cover | INR 10,000 - INR 1,50,000 | Yes | Yes |
| Theft/Lost/Straying Cover | Varies for each pet | Yes | Yes |
Download Policy Document
Get instant access to your policy details with a single click.
Frequently Bought Together
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Health Companion
Track, Manage & Thrive with Your All-In-One Health Companion
From fitness goals to medical records, manage your entire health journey in one place–track vitals, schedule appointments, and get personalised insights
Take Charge of Your Health & Earn Rewards–Start Today!
Be proactive about your health–set goals, track progress, and get discounts!
Your Personalised Health Journey Starts Here
Discover a health plan tailored just for you–get insights and achieve your wellness goals
Your Endurance, Seamlessly Connected
Experience integrated health management with us by connecting all aspects of your health in one place
To make sure
To make sure that we are always listening to our customers,
How to Buy
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Visit Insurya Consulting website
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1
Enter personal details
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2
Compare Pet insurance plans
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3
Select suitable coverage
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4
Check discounts & offers
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5
Add optional benefits
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Proceed to secure payment
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7
Receive instant policy confirmation
How to Renew
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Login to the renewal portal
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1
Enter your current policy details
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2
Review and update coverage if required
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3
Check for renewal offers
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4
Add or remove riders
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Confirm details and proceed
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Complete renewal payment online
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Receive instant confirmation for your policy renewal
How to Claim
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Notify Insurya Consulting about the claim
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Submit all the required documents
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Choose cashless or reimbursement mode for your claim
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Avail treatment and share required bills
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Receive claim settlement after approval
Know More
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For any further queries, please reach out to us
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Phone +91 020 66026666
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Fax +91 020 66026667
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Hear from our customers
Instant Policy Issuance
Very user-friendly. I got my policy in less than 10 minutes.
Prithbisingh Miyan
Mumbai
5th Nov 2024
Excellent Service
Insurya Consulting provides excellent service with user-friendly platform that is simple to understand. Thanks to the team for serving customers with dedication and ensuring a seamless experience.
Rajat Sahai
Pune
5th Nov 2024
Quick Service
The speed at which my insurance copy was delivered during the lockdown was truly commendable. Hats off to the Insurya Consulting team for their efficiency and commitment!
Jaykumar Rao
Bhopal
24th May 2020
Smooth Process
Hassle-free through the web with all options we can review while taking policy.
Vikram Anil Kumar
Pune
26th Jul 2020
FAQ's
Yes, some comprehensive pet insurance plans cover hereditary or breed-specific conditions like hip dysplasia in large dog breeds or respiratory issues in certain cats. However, coverage depends on the policy—some may exclude pre-existing genetic conditions, so always check the fine print before purchasing.
Most pet insurance plans allow you to visit any licensed veterinarian, but some insurers have a network of partnered vet clinics offering cashless claims. If you prefer a specific vet, check whether your policy covers reimbursement for treatments received outside the insurer’s network.
Yes, some policies cover alternative treatments like physiotherapy, acupuncture, homeopathy, or hydrotherapy, especially if prescribed by a vet for rehabilitation after an injury or surgery. However, not all plans include this, so verify with your insurer.
Some premium pet insurance policies offer coverage for lost or stolen pets, including costs for advertising, reward
Tip: If your policy includes third-party liability insurance, it may cover legal expenses in case your pet accidentally causes harm while missing.
A pet insurance policy is designed to help pet owners manage their costs for veterinary care. It usually covers the expenses for accidents, illnesses, and sometimes routine wellness, depending on the plan.
Yes, but the availability and specific types of coverage can vary depending on your location and the type of pet you have.
The cost of a pet insurance policy varries based on several factors, including the pet's breed, age, health, and the level of coverage chosen. The policy premium can also differ as per the coverage.
You need to provide basic information about your pet, such as their breed, age, and medical history. Some providers may require veterinary records or proof of vaccination. It is always best to check about the specific documentation requirements.
To claim on a pet insurance policy, submit a claim form along with veterinary invoices and medical records to your insurance provider. Some insurers may offer online claim submission as well; thus, you should always refer to your policy documents for the specific claim process.
The number of claims you can raise on a pet insurance policy depends on the specific policy terms and coverage limits. Some policies allow multiple claims within the policy period, but some may have annual limits or per-incident limits. Check your policy documents for more details.
Cashless claim services for pet insurance are becoming more common, but availability varies. Check with your insurance provider to see if they offer cashless options and which veterinary clinics participate in their network.
A pet claim is a request for reimbursement from your pet insurance provider for eligible veterinary expenses incurred due to your pet's illness or injury, as outlined in your policy.
The renewal process for pet insurance involves paying the renewal premium before the policy's expiration date. Some insurers may offer automatic renewals while others require you to confirm your intent to renew. It's best to contact your provider or review your policy documents for their specific renewal process.
Yes, you might need to pay a renewal premium to maintain your pet insurance coverage. The premium amount may vary based on factors such as your pet's age, health, and any changes to the policy's coverage.
In most cases, you won't need to provide extensive documentation for renewal. However, your insurer might request updated veterinary records if your pet's health has changed significantly. Always check with your insurance provider for their specific renewal requirements.
The renewal period for pet insurance plans is usually annual, though some policies might have different renewal frequencies. It's important to renew your policy before the expiration date to avoid a lapse in coverage. Refer to your policy documents for the exact renewal period.
Pet Insurance: Comprehensive Coverage for Your Furry Companion
Pets are more than just animals; they are family. Just like humans, pets are vulnerable to accidents, illnesses, and medical emergencies that may require expensive treatments. Pet Insurance provides financial protection against veterinary costs, ensuring that your beloved pet receives the best care without causing financial strain.
Whether you have a dog, cat, or exotic pet, pet insurance ensures that medical expenses, emergency treatments, surgeries, vaccinations, and even third-party liabilities are covered. Some policies also include coverage for theft, loss, and burial expenses.
What is Pet Insurance?
Pet Insurance is a policy designed to cover medical expenses and other costs related to your pet’s health, injuries, or loss. It helps pet owners manage unexpected veterinary bills and provides financial security in case of emergencies.
This insurance protects:
Veterinary expenses for accidents and illnesses.
Emergency surgeries and hospitalization costs.
Routine check-ups, vaccinations, and preventive care.
Liability coverage for third-party injuries or damages caused by your pet.
Compensation in case of pet theft, loss, or accidental death.
By opting for pet insurance, you ensure that your pet receives the best medical care without financial worries.
What Does a Pet Insurance Policy Cover?
Veterinary Expenses for Accidents & Illnesses
Covers diagnostic tests, X-rays, blood tests, and MRIs. Includes surgical procedures, medication, and hospitalization costs.
Covers treatment for accidents like fractures, burns, and poisoning. Includes major surgeries, organ transplants, and post-operative care.
Routine Check-ups & Preventive Care
Covers vaccinations, deworming, and regular health screenings. Includes dental cleanings, flea/tick control, and dietary consultations.
Third-Party Liability Coverage
Covers compensation if your pet injures a person or another pet. Includes legal fees for liability claims and property damage.
Theft & Loss Coverage
Compensation in case of pet theft or disappearance. Reward money for recovering lost pets.
Accidental Death Coverage
Provides compensation for the owner in case of accidental pet death. Includes cremation or burial costs.
Types of Pet Insurance Policies
Accident-Only Pet Insurance
Covers medical expenses related to accidental injuries. Protection against fractures, burns, and poisoning. Covers emergency treatments, surgeries, and hospitalization.
Accident & Illness Pet Insurance
Offers broader coverage, including accidents and illnesses. Covers common illnesses like infections, skin disorders, and chronic diseases. Includes emergency hospitalization, surgeries, and specialist consultations.
Comprehensive Pet Insurance
A full-coverage plan that includes accidents, illnesses, and preventive care. Covers routine check-ups, vaccinations, deworming, and flea/tick treatments. Includes dental care and alternative therapies like physiotherapy.
Third-Party Liability Pet Insurance
Designed for pet owners in case their pet causes injury or damage. Covers legal liability if your pet injures someone or damages property. Includes legal costs and compensation claims.
Lifetime Pet Insurance
Offers continuous coverage for ongoing medical conditions. Covers chronic illnesses like diabetes, arthritis, and heart disease. Renewed annually without losing coverage for long-term conditions.
Exotic Pet Insurance
Specialized coverage for birds, reptiles, and rare animals. Covers medical treatments, theft, and mortality of exotic pets. Includes emergency vet visits for unusual species.
Add-On Covers for Extra Protection
OPD & Alternative Treatment Cover
Covers homeopathy, acupuncture, physiotherapy, and rehabilitation treatments.
Dental Care Cover
Pays for dental treatments, extractions, and gum disease care.
Boarding & Kennel Fee Cover
Covers pet boarding expenses if the owner is hospitalized or traveling.
Travel Insurance for Pets
Covers vet visits, quarantine fees, and travel-related health issues.
6. Breeding & Pregnancy Cover
Covers pregnancy-related medical care and complications.
How to File a Pet Insurance Claim?
In Case of Accident or Illness
1.Visit a registered veterinarian and obtain medical reports. 2.Submit the vet’s diagnosis, treatment details, and bills. 3.Insurer evaluates the claim and processes reimbursement.
In Case of Theft or Loss
1.File an FIR at the nearest police station and obtain a report. 2.Provide details like pet identification, microchip records, and photos. 3.The insurer verifies and compensates the loss.
- Wide range of pet insurance coverages at a cost-effective premium
- Cover available on Individual and Group basis
- Annual/Short/Long term policy period options
- Option to use RFID tagging for pet
- Covers surgery expenses and hospitalization costs for the treatment of the pet
- Covers failure of vaccinations
- Covers advertising cost in case of Theft/Straying of the insured pet
- 30-day survival period in case of terminal diseases cover
- Provide a reward to the person who assisted in successfully tracing out of lost or stolen pet
- Covers third-party Liability of the pet owner with um insured options up to INR 15,00,000
- No mandatory section, you can choose any cover
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process , Our sales toll free number:1800-209-0144
